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White Hot Chocolate (3 Ingredients) – Creamy & Cozy

When you’re craving something warm and comforting but want a twist on classic hot cocoa, white hot chocolate is the answer. This drink is smooth, rich, and decadently sweet—perfect for cozy nights, holidays, or even as a fun alternative at a hot cocoa bar. Best of all? You only need 3 simple ingredients to whip it up at home. No fancy equipment, no long cooking time—just a warm mug of creamy, dreamy white chocolate bliss in less than 10 minutes. Serve it plain for a quick treat, or dress it up with whipped cream, marshmallows, or a sprinkle of cinnamon. However you sip it, this 3-ingredient white hot chocolate is sure to become your new favorite cozy drink.
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Prep Time 2 minutes
Cook Time 8 minutes
Total Time 10 minutes
Servings: 4 mugs
Ingredients Equipment Method Notes

Ingredients
  

  • 4 cups milk whole or plant-based for creaminess
  • 1 cup white chocolate chips or chopped white chocolate bar
  • 1 teaspoon vanilla extract
  • Optional Toppings
  • Whipped cream
  • Mini marshmallows
  • Crushed peppermint
  • Cinnamon or nutmeg sprinkle

Equipment

  • Small saucepan
  • Whisk
  • Measuring cups
  • Heatproof mugs
  • Optional:
  • Ladle (for serving at a party)
  • Milk frother (for extra creaminess)

Method
 

Step 1: Heat the Milk
  1. In a saucepan, warm the milk over medium heat.
  2. Do not let it boil—just heat until steaming.
Step 2: Melt the Chocolate
  1. Add white chocolate chips to the warm milk.
  2. Whisk continuously until chocolate is fully melted and smooth.
Step 3: Add Flavor & Serve
  1. Stir in vanilla extract.
  2. Pour into mugs and top with whipped cream, marshmallows, or your favorite garnish.

Notes

🧊 Storage & Reheating
Refrigerator: Store leftovers in a sealed container for up to 2 days.
Reheating: Warm gently on the stovetop, whisking to restore smoothness.
Freezer: Not recommended—dairy may separate.
🥄 Variations
Peppermint White Hot Chocolate: Stir in ½ teaspoon peppermint extract.
Caramel White Hot Chocolate: Drizzle caramel sauce on top.
Spiced Version: Add a pinch of cinnamon, nutmeg, or cardamom.
Pumpkin Spice White Hot Chocolate: Stir in ½ teaspoon pumpkin spice for a fall twist.
Mocha White Hot Chocolate: Replace 1 cup milk with brewed coffee.
❓ 10 FAQs
Can I make this dairy-free?
Yes—use oat, almond, or coconut milk and dairy-free white chocolate.
What’s the best white chocolate to use?
High-quality white chocolate bars or chips with cocoa butter melt best.
Can I make it in the microwave?
Yes, heat milk in intervals, stir in chocolate and vanilla until smooth.
Can I double the recipe?
Absolutely—just use a larger saucepan.
Why is my white hot chocolate grainy?
Chocolate may not have melted fully—whisk continuously at low heat.
Is this very sweet?
Yes, white chocolate is naturally sweeter than dark—balance with extra milk if desired.
Can I add espresso?
Yes! A shot of espresso makes a delicious white mocha.
Can kids drink this?
Definitely—it’s kid-friendly and caffeine-free.
Can I make this in a slow cooker?
Yes, combine all ingredients and cook on low for 2 hours, stirring occasionally.
What toppings work best?
Whipped cream, peppermint, cinnamon, or chocolate shavings are all delicious.
🏁 Conclusion
This White Hot Chocolate (3 Ingredients) is proof that the best cozy treats don’t have to be complicated. Creamy, sweet, and ready in minutes, it’s the perfect drink for holidays, cold evenings, or anytime you want a little indulgence.
Dress it up with toppings or keep it simple—it’s guaranteed to warm your hands and heart with every sip.